EVENT: Basic Consumer Lending (Session Code: 629)
Borrowing money, until recently, seemed to be the American way. The philosophy of buy today and pay tomorrow has been, for most Americans, a way of life. This mentality can be dangerous because it easily can lead a person into financial disaster. How does one learn what lending is all about? Unfortunately, many learn the hard way by getting themselves into financial difficulty, which could lead to bankruptcy. What can we do to help prevent this from happening? We can educate our members. It is not credit that causes problems, but how one uses it, that can cause problems.
This program starts to build a basic foundation on the critical elements in making a consumer loan decision. Participants will gain knowledge about the lending process and how to make a loan decision.

Some of the topics to be covered include:
· How Financial Institutions Create Money
· A Lending Overview
· Understanding a Loan Application
· Making a Sound Loan Decision


Illinois Pricing:
Affiliate: $ 169.00
Non-Affiliate: $338.00

Out of State Pricing:
Regular: $ 175.00

Contact: Greg Framarin (Illinois Credit Union League)
Phone: 630-983-3420
Fax: 630-983-3212
Email: gregory.framarin@ilcusys.org


Speaker: John Baptista
Speaker Bio:
John Baptista’s experience combines over 35 years in the financial industry, including 30 years in management, and over three decades as a trainer and consultant.
As the youngest branch manager in the history of one of the largest California Banks, John recognized early the importance of customer service. From over 2000 employees, he was ranked in the top 10% for providing the best in customer service. He has also been a lender, banker and corporate trainer with a major credit union.

Location(s):

Location 1:
Telephone - Telecourse - August 30, 2012: 10:00 am CT
Duration: 12:00 pm CT

Online registration for this event has ended.