EVENT:
Key Financial Ratios Everyone and the BOD Should Know (Session Code: 487)
Members are the most important element of every credit union though their relationships never appear on financial statements. Understanding just a few financial relationship ratios with tell you more about your credit union’s strengths, weaknesses, and options to enhance them.
This session will cover:
· Review of Balance Sheet & Income Statement Structure
Capital: Supports Risks Capital Ratio, also called Net Worth Ratio
Loan Delinquency & Loan Charge offs belong together
· Earnings: Where Capital Comes From
Spread Analysis: Relationship between Asset Size and Income Statement
How Much Income is Needed to Support Your Growth
· Your Members – The Roots of Your CU
Member Usage of CU Services
Average Account Size Determines Your CUs Options
Illinois Pricing:
Regular: $ 99.00
Out of State Pricing:
Regular: $
119.00
Contact: Mary Jaros (Illinois Credit Union League)
Phone: 630-983-3466
Fax: 630-983-3212
Email:
mary.jaros@ilcusys.org