EVENT: Key Ratio Analysis - Calculating the Numbers Effectively! (Session Code: 474)
Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including credit union employees use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?
Attend this proactive training session and learn an in-depth “five-step” key ratio analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and “unify” this often confusing financial subject. Upon completion of this session, the credit union employee will be able to better negotiate with their business members as well as other financial professionals. The session will also include a review of “spreading” a financial statement using the Moody’s Risk Analyst software in order to analyze key ratios and the bankruptcy (Z-score) predictor and sustainable growth models. A case study will be presented to illustrate the main concepts associated with key ratio analysis.
• Utilize a five-step ratio analysis plan to correctly interpret the financial condition of the business client
• Practice negotiating with other financial professionals using the ratios
• Review the Z-score and sustainable growth models
• Case analysis: Applying the concepts!

Illinois Pricing:
Affiliate: $ 85.00
Non-Affiliate: $169.00

Out of State Pricing:
Regular: $ 87.50

Contact: Cheryl Washington (Illinois Credit Union League)
Phone: 630-983-3417
Fax: 630-983-3212
Email: cheryl.washington@ilcusys.org

Speaker: David Osburn
Speaker Bio:
David Osburn is the founder and managing member of Osburn & Associates LLC, a Las-Vegas-based business training and contract CFO firm. His extensive professional background encompasses over 27 years in banking, finance and marketing. In addition, David is an Adjunct Professor for Regis University, an accredited MBA program and the College of Southern Nevada. He has taught college courses for over 26 years.


Location 1:
Telephone - May 20, 2014: 10:00 am CT
Duration: 12:00 pm CT

Online registration for this event has ended.